J L Collins
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About J L Collins
These days, I'm a book author and financial blogger on jlcollinsnh.com, but it wasn’t always so.
I started selling flyswatters door-to-door and picking up empty pop bottles from the side of the road for the 2-cent deposit. Gimme a break. I was eight.
My first real job was scrubbing out big metal ice cream cans. I was 13. It paid $1.25 per hour.
From there: Busboy, dishwasher, order-puller, grocery bagger, stock clerk, produce clerk and gas station pump jockey back in the day when someone pumped your gas, washed your windows and checked your oil (ask your grandparents).
Mail clerk, tree-trimmer, landscaper, ad agency founder, account executive, ad space salesman, investment officer, entrepreneur, consultant, sales trainer, speaker, writer, radio talk show host and magazine publisher. Pretty much in that order although I’ve done some more than once. And I may have forgotten one or two.
My work has taken me to most U.S. states as well as Canada, Germany and England. One of my few regrets is that I’ve never had an international posting.
But I’ve had the good fortune to see a bit of the planet on my own: Mexico, Canada, Ireland, Wales, England, Greece, Crete, Puerto Rico, Tahiti, Venezuela, Curacao, Scotland, Italy, Germany, Spain, Paris, India, Kashmir, Goa, Nepal, Zanzibar, Tanzania, Eleuthera, St. Thomas, St. Martin, Barbados, Antigua, Martinique, Ecuador, Perú, Bolivia, Chile, Prague, Guatemala, Galápagos. Pretty much in that order although I’ve visited some more than once. And I may have forgotten one or two.
I’ve traveled by plane, train, bus, boat, subway, taxi, hired car, motorcycle, bicycle, rickshaw, hitch-hiking, foot, horse, donkey and elephant. Not only traveled by elephant, but herded rhinoceroses by elephant back in Nepal.
My degree in English Literature is from the University of Illinois at Champaign-Urbana. They still send me alumni letters mostly, I think, hoping I’ve become rich and famous. I’m working on it.
Here’s my favorite cartoon:
The visual is two guys in a corn field, up on racks dressed in shabby clothes. Straw coming out from their shirt cuffs and pant legs. They are serving as scarecrows. One is looking over at the other and saying…
“English Major. How about you?”
A pal of mine once said I had won the family lottery. He is right. My wife Jane and I have been married for 34 years. Our daughter Jessica graduated Summa Cum Laude from the University of Rhode Island. She currently serves in the Peace Corp.
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Books By J L Collins
This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear.
Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical.
“But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run.
Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms.
Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective.
The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other.
Together we’ll explore:
For every success story of a real estate investment that turns into millions, there are even more horror stories. Every investor has one—go ahead, just ask them.
The scary tenants, the prolonged vacancies, the dastardly contractors don’t have to keep you away, but you should know that these things can and likely will happen to you on your real estate journey.
JL Collins, author of the international bestseller The Simple Path to Wealth, recounts his first experience as a real estate owner and investor. Impossibly naive and ready to capitalize on a hot market, he signed on the dotted line. Then the trouble began...
In this humorous, engaging, instructive, and brilliantly illustrated tale, Collins weaves his tale of real estate woe and financial pain.
While he has realized success with other real estate investments and is known for his enthusiastic endorsement of index fund investing, his first foray into real estate will give you a realistic idea of what could go wrong. Invest with eyes wide open after reading this captivating story.
J. L. Collins ist einer der erfolgreichsten Blogger zu Finanzthemen in den USA. Hier stellt er einen alternativen Weg des Investierens vor – leicht zu verstehen, leicht umzusetzen und effektiver als jeder andere. Die Leser erfahren hier alles über Schulden – wie man sie vermeidet und was man dagegen unternehmen kann – und das richtige Mindset – wie man richtig über Geld nachdenkt. Collins zeigt, wie der Aktienmarkt funktioniert, warum so viele Menschen Geld an der Börse verlieren, obwohl die Kurse ständig steigen, und wie man in einem Bullen- oder Bärenmarkt richtig investiert. Ein bereits hunderttausendfach bewährtes und verkauftes Buch, das hilft, finanzielle Unabhängigkeit zu erreichen.